Protect Your
Perfect Day
Wedding Insurance designed to protect your celebration from life's unexpected moments.
Your wedding is one of life's most cherished milestones. Protect your venue, jewellery, guests, personal belongings and celebration against unexpected situations with comprehensive wedding insurance from BP & AF Insurance Brokers.
BP & AF Royal Wedding Shield
Luxury Personal Lines • Portfolios
Why Wedding Insurance
“A wedding is more than a single day — it is the culmination of months of planning, deep emotional bonds, and significant financial commitments.”
Unforeseen emergencies such as unseasonal storms, structural venue damages, precious ornament losses, or family health crises can lead to substantial losses. BP & AF Wedding Insurance helps safeguard your investment and gives families complete peace of mind.
Financial Commitment Shield
Weddings involve significant financial commitments. We safeguard venue deposits, catering milestones, and staging investments.
Heirloom & Jewellery Cover
Protect priceless family gold, diamond ornaments, and designer apparel against burglary or loss during transit and rituals.
Complete Guest Care
Offer 24/7 personal accident and emergency medical assistance for your esteemed guests and family members across all functions.
What's Covered
Comprehensive insurance protection encompassing physical, financial, and personal liabilities during your wedding events.
Venue Cancellation
Covers non-refundable venue advances & re-booking costs due to sudden venue fires or natural perils.
Weather Disruption
Reimburses financial losses caused by severe storms, unseasonal rains, or weather delays.
Jewellery & Valuables
Safeguards bridal gold, diamond jewellery, and luxury outfits from theft, burglary, or loss.
Guest Personal Accident
Provides cashless medical hospitalization coverage for guests injured on venue premises.
Host Personal Accident
High-limit personal accident shield for the bride, groom, and immediate host family members.
Public Liability
Covers legal defense costs & third-party property damage claims occurring inside banquet halls.
Photo & Video Equipment
Protects high-end photography gear, cameras, and drones against accidental damage or theft.
Important Guest Travel Disruption
Covers travel disruption costs, flight delays, and emergency medical protection for key family members.
Interactive Coverage
Click on any zone pin below to explore specific insurance coverages for your wedding elements.
Venue & Mandap Cancellation Shield
Covers non-refundable venue advances and cancellation expenses incurred due to natural disasters, fires, or unforeseen structural damage prior to the ceremony.
Wedding Coverage Builder
Build a customized wedding insurance proposal based on your celebration size, venue and protection requirements.
Move the sliders to customize your protection. We'll prepare a personalized proposal for you.
Select Coverage LimitsLive Calculation
Covers venue deposits and re-booking expenses due to fire, weather or structural damage.
Covers legal defense costs & third-party property damages occurring on venue lawns.
Safeguards bridal gold, diamond jewellery, and heirloom ornaments against burglary or loss.
Protects camera gear, drone rigs, and lighting equipment during wedding shoots.
Medical hospitalization and disability shield for bride, groom, and immediate hosts.
Cashless medical hospitalization reimbursement for attending wedding guests.
Optional Protection Riders
Toggle specific coverage riders to include them in your proposal request.
Weather Cover
Reimburses losses due to unseasonal torrential rain, cyclones or severe storms.
Fire & Burglary
Protects mandap property, appliances, and gifts from fire or burglary.
Cash & Gift Cover
Safeguards monetary gifts, shagun cash envelopes, and registry items.
Liquor Liability
Legal liability coverage for alcohol-related accidents during cocktail events.
Fireworks Cover
Extends liability shields for pyrotechnic displays during baraat processions.
Destination Wedding
Protects resort deposits, flight bookings, and luggage transit for outstation events.
Food Poisoning Liability
Medical bills and legal liabilities if guests fall ill due to catering contamination.
Family Accident Cover
Dedicated medical buffer pool for core family members across all functions.
Your Protection Plan
Coverage Comparison
Compare side-by-side coverage limits across all three packages.
| Coverage Benefit | Silver | Gold (Recommended) | Platinum |
|---|---|---|---|
| Venue Cancellation | ₹5 Lakh – ₹10 Lakh | ₹15 Lakh – ₹30 Lakh | ₹50 Lakh – ₹1 Cr |
| Public Liability | ₹25 Lakh | ₹50 Lakh – ₹1 Cr | ₹1 Cr – ₹2 Cr |
| Jewellery & Valuables | ₹5 Lakh | ₹15 Lakh | ₹50 Lakh / Custom |
| Photo & Video Equipment | ₹2 Lakh | ₹5 Lakh | ₹10 Lakh |
| Host Personal Accident | ₹5 Lakh | ₹15 Lakh | ₹25 Lakh |
| Guest Personal Accident | ₹1 Lakh | ₹2 Lakh | ₹5 Lakh |
Optional Add-ons
Tailor your policy with specific add-on riders for comprehensive safety.
Weather / Rain Cover
Compensates for venue restructuring or event postponements caused by unexpected torrential rain, cyclones, or severe weather.
Fire & Burglary Cover
Protects wedding gifts, electronic appliances, mandap structures, and banquet property from accidental fire or theft.
Cash & Gift Cover
Safeguards monetary gifts, shagun cash envelopes, and high-value registry gifts stored on premises or in transit.
Liquor Liability Cover
Legal liability coverage for alcohol-related accidents or third-party damages occurring during cocktail nights.
Fireworks Cover
Extends liability shields for pyro-technic displays, fireworks, and special effects during baraat processions.
Destination Travel Cover
Protects flight tickets, resort room block deposits, and luggage transit for outstation destination weddings.
Food Poisoning Liability
Covers medical hospitalization bills and legal liabilities if guests fall ill due to catering food contamination.
Family Accident Cover
Dedicated high-sum medical buffer pool for core family members across all 3 to 5 days of celebration.
Why BP & AF
Our luxury advisory timeline guarantees complete audit validation and smooth underwriting.
Consultation
Private meeting with our luxury risk advisors to discuss your wedding scale, venue, and timeline.
Wedding Risk Assessment
Comprehensive audit of venue policies, weather history, valuable ornaments, and guest count liabilities.
Customized Coverage
Structuring bespoke policy parameters with top underwriters to eliminate coverage gaps.
Policy Issuance
Instant deployment of your master wedding protection policy with zero hassle.
Wedding Support
Direct 24/7 concierge hotline for your wedding planner and family managers.
Claims Assistance
Priority settlement advocacy ensuring zero stress during unexpected situations.
Claims Process
We handle the end-to-end claims settlement workflow directly with carriers so families can celebrate.
Incident Occurs
An unexpected event like weather disruption or venue emergency occurs during wedding dates.
Inform BP & AF
Call your assigned claims concierge directly. We log event details immediately.
Submit Documents
We assist in gathering venue receipts, bills, medical reports, or police intimate notices.
Assessment
Our advocacy desk liaises with underwriters and surveyors to fast-track claim audit.
Settlement
Prompt claim approval and direct payout disbursement to your account or venue vendor.
FAQ
Essential details regarding wedding insurance terms, riders, and claims advocate support.
Request Proposal
Submit your wedding details below. A senior risk analyst from BP & AF will craft a tailored insurance proposal comparing 18+ carriers.
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