Personal Insurance Portfolio

Senior Citizen Insurance

Dedicated medical care for senior family members

Securing medical covers for elderly parents requires special attention. We audit co-payment clauses, waiting periods, sub-limits on joint surgeries, and OPD benefits to ensure worry-free care.

Why Consult Us for Senior Citizen Insurance?

Guaranteed renewals for lifetime with no exit age boundaries.

Customized co-pay waivers (buying out the co-payment percentage).

Higher sub-limits for critical treatments (cataract, joint replacement).

OPD consultation and diagnostic expenses coverage add-ons.

Domiciliary hospitalization coverage for treatment administered at home.

Underwriting & Coverage FAQ

Many senior citizen policies mandate a co-pay (e.g., 20%), meaning the policyholder pays 20% of the bill. We advise choosing plans with zero co-pay options or buying premium waivers.