Claims Advocacy Case Studies
Read how we represent our clients during critical claims, audit policy fine-print exclusions, and negotiate settlements to secure full payouts.
Securing Full Payout for a Warehouse Fire Claim
Client: Peak Logistics, Lucknow HQ
The Risk Exposure & Challenge
A major electrical fire damaged 40% of the client's Lucknow warehouse. The insurer's surveyor proposed a 25% penalty deduction under the 'under-insurance' clause.
BP & AF Broker Advocacy
BP & AF claims advisors stepped in, providing detailed historical purchase invoices and reinstatement value audit sheets. We successfully proved the asset valuations were accurate, securing the full ₹1.8 Crore claim payout.
Fast-Tracking Cyber Ransom Response for a Tech Startup
Client: Zenith Tech, Mumbai & Bangalore
The Risk Exposure & Challenge
A ransomware attack encrypted Zenith's production databases, demanding 2 BTC. Servers were down, costing ₹5 Lakhs per hour.
BP & AF Broker Advocacy
Our cyber liability claims desk triggered the data breach response protocols. We coordinated forensic investigators, managed regulatory data leak notifications, and verified cyber policy coverages to reimburse restoration costs.
Optimizing Employee Medical Coverages & Premiums
Client: Alpha Code Consulting, New Delhi
The Risk Exposure & Challenge
Alpha wanted to add maternity benefits and cover employees' parents, but their previous retail policy quoted a 30% premium hike.
BP & AF Broker Advocacy
We restructured their coverage as a Group Health float plan, negotiating directly with 18+ insurers. We secured a policy that included Day-1 coverage for pre-existing illnesses, maternity additions, and zero co-pay limits.