Hospital Ka Bill...

Savings Ka Villain.

Health Insurance Zaroori Hai.

Protect your family's health before life surprises you.

Explore Health Insurance
Trust Statistics

Strong Foundations Built on Integrity

18+

Insurance Companies

Direct tie-ups with leading general and life insurers.

100+

Business Clients

Corporate risk planning for startups, transport & IT firms.

10+

Years Experience

Certified brokers with deep risk auditing insights.

98.7%

Claim Success Ratio

Fast-tracked settlements managed by our claims desk.

Our Insurer Panel & Tie-ups

HDFC ERGO
ICICI Lombard
Niva Bupa
Star Health
Tata AIG
Care Health
Bajaj Allianz
SBI General
HDFC ERGO
ICICI Lombard
Niva Bupa
Star Health
Tata AIG
Care Health
Bajaj Allianz
SBI General
BP & AF Journey

Advisory-Driven Protection: How We Are Different

We represent your interests, not the insurance companies. Here is the step-by-step risk management and claims support journey we map out for every partner.

Your Profile

Risk Requirements

BP & AF Brokerage

18+ Partner Sorting

Optimized Choice

Bespoke Policy Issued

18+

Insurers Audited

100%

Client Representation

01

Meet Risk Advisor

Our certified advisors audit your current policies, analyze risk gaps, and identify hidden sub-limits.

02

Compare 18+ Insurers

We run neutral comparisons across top-tier insurance partners to optimize premiums and verify CSR history.

03

Select Tailored Cover

We help negotiate clauses (like zero-depreciation or day-1 medical covers) and wrap up the policy selection.

04

Active Claims Advocacy

If a claim occurs, our dedicated desk compiles files, coordinates with surveyors, and monitors insurer timelines.

05

Lifetime Partnership

We assist with annual renewals, policies adjustments as your company grows, and ongoing risk consulting.

Insurance Solutions

Premium Interactive Protection Portfolios

personal
+

Health Insurance

Cashless medical treatments, annual health checkups, and comprehensive critical illness shields.

Cashless Hospitalisation
No Claim Bonus
Pre/Post Medical Covers
personal

Life Insurance

Secure your family's future with pure term coverages and wealth protection blueprints.

Tax Benefits u/s 80C
Whole Life Covers
Critical Care Add-ons
personal

Motor Insurance

Comprehensive plans for cars & two-wheelers guarding against damages, theft, and third-party litigation.

Zero Depreciation
24/7 Roadside Help
Engine Protection Cover
personal

Home Insurance

Protect the physical integrity of your sanctuary, valuables, and contents against fire & natural disasters.

Structure Coverage
Possessions Protection
Alternate Rent Support
corporate

Fire Insurance

Standard fire and special perils cover securing warehouses, stocks, machinery, and factory buildings.

Stock Valuation Protection
Factory Structures Cover
Allied Perils Protection
corporate

Marine Insurance

Protect international and inland cargo consignments from transit damages and maritime accidents.

Inland Cargo Protection
Ocean Freight Cover
Custom Duties Add-on
benefits

Group Health

Tailor-made employee health benefits and group medical options to keep your workforce fit and protected.

Maternity Benefits
Corporate Buffer Pools
Pre-Existing Cover Day 1
benefits

Workmen Compensation

Employer liability covers addressing medical expenses and legal claims arising from worker injuries at site.

Medical Expense Reimburs
Fatal Accident Indemnity
Legal Defense Cost Cover
benefits

Group Accident

Secure blanket covers providing employee protection against accidental death or permanent disability.

Weekly Compensation
Child Education Support
Global Accident Coverage
How It Works

Our Journey Together: From Consultation to Coverage

We make the insurance acquisition process smooth, transparent, and completely customized. Here is how we build your custom protection shield.

01

Consultation

We schedule an in-depth session to understand your personal risks, business operations, and financial objectives. This forms the foundation of your protection blueprint.

02

Policy Comparison

Our proprietary comparison engine matches your needs against products from 18+ insurance providers. We shortlist the top plans highlighting key differences in clauses and benefits.

03

Documentation

We handle the entire onboarding workflow: from submitting applications and handling underwriting requests, to ensuring your policy documents are delivered accurately and on time.

04

Lifetime Support

Our service doesn't end when your policy is issued. We offer continuous, year-round assistance for policy renewals, coverage updates, and dedicated claims processing support.

Guiding You Through Every Step of Your Claim

A claim is when your insurance truly proves its value. Our dedicated claims specialists stand by your side throughout the entire journey—from first notification and documentation to insurer coordination, surveyor communication and settlement support—ensuring a smoother, more transparent claims experience.

!
Stage 01

Claim Notification

Notify our claims team as soon as an incident occurs. We register your claim request and guide you through the immediate next steps.

Stage 02

Dedicated Claims Specialist

A dedicated claims specialist becomes your single point of contact, helping you understand your policy coverage and guiding you throughout the claims journey.

Stage 03

Documentation Support

We help you organise, review and submit the required documentation to minimise delays and avoid unnecessary queries.

Stage 04

Surveyor & Insurer Coordination

Our team works closely with surveyors and the insurer to facilitate communication and support the assessment process.

Stage 05

Claims Progress Updates

We proactively follow up with all stakeholders, respond to insurer queries and keep you informed throughout the progress of your claim.

Stage 06

Settlement Support

Once the insurer completes its assessment and approves the claim, we continue assisting until the settlement process is successfully concluded.

Your Claim. Our Commitment.

Professional guidance and dedicated support from claim notification through successful settlement.

Testimonials

Advisory Outcomes: Stories of Protection and Trust

See how our client partners (from corporate logistics firms to software teams and families) rate their risk consulting and claim settlements.

BP & AF Insurance Brokers changed how we evaluate business risks. Their team explained complex liability clauses and structured a policy that optimized coverages and saved us 22% in premiums.

Manish Sharma

Managing Director, Peak Logistics

During my medical claim process, I felt extremely stressed. The dedicated claims assistance team at BP & AF took over the documentation verification, and direct payouts were settled in days.

Priya Patel

Software Architect & Mother

We migrated our entire corporate health and accident insurance portfolio to BP & AF. The digital onboarding was seamless and the personalized Relationship Manager is always available for assistance.

Vikram Malhotra

Head of HR, Zenith Tech

Knowledge Base

Clear Answers to Your Insurance Questions

Have questions about how brokerage works, premiums, or claims? We believe in absolute transparency. Contact us if you need more details.

Policy search.doc
Got Questions?
24/7 Advisor Chat
An insurance agent represents a single insurance company, while we, as independent brokers, represent YOU. We compare policies across 18+ partner companies to find the best plan, negotiate premium terms, and stand by you to manage and resolve your claims directly.
Secure Your Tomorrow, Today

Ready to Protect What Matters Most?

Get in touch with our certified insurance brokers today. We analyze your requirements and build a protection plan tailored for you.

Call Now: 9793313337