Engineering & Construction Solutions
Protecting industrial assets, project construction sites, and mechanical plant operations. We structure comprehensive risk transfer strategies tailored from breaking ground to day-to-day operations.
Risk Lifecycle Stages
Click on any project stage to filter the relevant engineering coverages.
Contractors All Risk (CAR) Insurance
Specifically tailored to cover civil construction works, permanent or temporary building setups, materials in storage, and third-party liabilities during construction.
Contractors Plant & Machinery (CPM) Insurance
Comprehensive all-risk coverage for heavy construction equipment, plant fleet, cranes, and tools operating at construction sites.
What are you looking to protect?
Construction Project
Covers civil engineering works, building structures, and site liability.
Construction Equipment
Covers cranes, excavators, and heavy builders tools operating on-site.
Industrial Installation
Covers assembly, structural rigging, and testing of machinery setups.
Industrial Machinery
Covers mechanical breakdown and electrical failure of operating machinery.
Boilers & Pressure Plants
Covers sudden steam explosion, cracking, and collapse of pressure vessels.
Electronic Equipment
Covers server setups, IT data media, and medical low-voltage systems.
Structured Engineering Policies
Contractors All Risk (CAR) Insurance
Specifically tailored to cover civil construction works, permanent or temporary building setups, materials in storage, and third-party liabilities during construction.
Contractors Plant & Machinery (CPM) Insurance
Comprehensive all-risk coverage for heavy construction equipment, plant fleet, cranes, and tools operating at construction sites.
Erection All Risk (EAR) Insurance
Specifically designed to cover assembly, testing, and commissioning of electrical, mechanical, and industrial plant setups.
Machinery Breakdown (MB) Insurance
Protects critical operating machinery and industrial plant setups against sudden, unforeseen internal mechanical or electrical breakdowns.
Boiler & Pressure Plant (BPP) Insurance
Protects high-pressure boilers, steam generators, and vessels against sudden physical explosion, collapse, or implosion.
Electronic Equipment Insurance (EEI)
Protects low-voltage electronic systems, servers, microprocessors, and medical diagnostic equipment on an all-risks basis.
Industries We Serve
Why Partners Trust BP & AF
Structured Auditing
We audit engineering blueprints and contract specifications to structure cover sums without under-insurance traps.
Market Leverage
We draft custom underwriting clauses with reinsurance-backed insurance partners in India to lower deductible schedules.
Claims Advocacy
Our claims engineers interface with appointed surveyors directly to clear complex technical parameter logs.
Claims Assistance Framework
Loss Intimation
Notify BP & AF within 24 hours of incident detection.
Surveyor Audit
Certified engineering surveyor inspects damaged site parameters.
Documentation
Submit telemetry logs, invoices, and estimates for approval.
Settlement
Insurer settles replacement expenses based on reinstatement terms.
General Engineering FAQs
Need Help Choosing the Right Engineering Insurance?
Provide your company parameters. Our advisory team will recommend the appropriate policy structure for your business lifecycle.