Employee Benefits Portfolio

Group Term Life

Family security coverages for employees

Secure the families of your employees. Offers a lump-sum payout in case of natural or accidental death of an employee, providing immediate financial support to families.

Why Consult Us for Group Term Life?

Lump-sum payouts to nominee families on accidental or natural death.

Flat sum coverages or graded coverages mapped to employee grades.

Free Cover Limit (FCL) allowing coverage without medical tests.

24/7 Global protection (both on-duty and off-duty coverage).

Suicide clause covered from Day 1 options.

Underwriting & Coverage FAQ

FCL is the maximum sum insured the insurer will provide to employees without requiring any medical checkups, based on the average age and size of the corporate group.